退休是一个开始
How do you know you are psychologically ready to retire? As a start, ask yourself four questions.
One, is your work meaningful?
If it is emotionally and psychologically fulfilling, if it gives you a strong sense of purpose and identity, then there may be a voice inside your head telling you not to retire yet. You may want to listen to it.
It can be tempting to see retirement as a “finish line”: no more long workdays, 长途通勤, 或者压力很大的截止日期. But it is really a starting line: the start of a new phase of life. 在理想的情况下, you cross the “finish line” knowing what comes next, what will be important to you in the future.
Two, do you value work or leisure more at this point in your life?
If the answer is leisure, score one for retirement. 如果答案是工作, maybe you need a new job or a new way of working rather than an exit from your company or your profession.
An old saying says that retirement feels like “six Saturdays and a Sunday.“太棒了，对吧?? It is, as long you don’t miss Monday through Friday. Some people really enjoy their careers; you may be one of them.
Three, where do your friends come from?
If very little of your social life involves the people you work with, then score another point for retirement. If your friends are mainly your coworkers, those friendships may be tested if you retire.
Creating a financial strategy for retirement is important. But there are also other important factors, including your physical health, 心理健康, your relationships with family and friends, your travels and adventures, and your outlets to express your creativity. Building a life away from work can be a plus.
Four, what do you think your retirement will be like?
If you think it will be spectacularly different from your current life, ask yourself if your expectations are realistic. If after further consideration they seem unrealistic, you may want to keep working for a while until you are in a better financial position to try and realize them or until your expectations shift.
在理想的情况下, you retire when you are financially, emotionally, and psychologically ready. Why you are retiring is as important as when you choose to retire. When you are motivated to retire, you see retirement as a beginning rather than an end.
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